Bank account for foreigners in Poland

Bank account for foreigners in Poland

Before dealing with the formalities related to setting up a company or business in Poland, it is always worth finding out what documents will be needed to set up a bank account for a company, for example for a VAT refund. Foreigners intending to open a bank account in Poland face some difficulties.


Opening a bank account by unregistered individuals

If you are not registered in Poland (i.e. you do not have a registered address), you must first fill in the form personally at the bank. After positive verification (it usually takes a few days), you will be able to create an account.

This also applies to foreign companies. To set up a bank account for the company, all partners and board members must personally complete and submit this form to the bank.


Different requirements at different bank branches

Each bank has its own formal requirements. It is also nothing new that banks are refusing to open an account to some people outside the European Union.

Below is a general list of required documents that foreigners may be asked to provide when opening an account at most banks in Poland:

– PESEL number (very rarely, rather auxiliary)

– passport / ID – a document confirming identity

– residence card (not in all banks)

– a document confirming the right of permanent residence in Poland; – confirmation of residence registration or a residential property purchase contract in the customer’s name or a residential property rental contract in the customer’s name, concluded for a period of at least 12 months (document required very often)

– an employment contract or a management contract or a written declaration of the employer or an entity authorized to entrust a citizen of the European Union with the performance of work on the intention to entrust him with work in the territory of the Republic of Poland for a period of at least 12 months (not at all banks)

IMPORTANT! Most banks have to show up in person to open a bank account. In some branches, you can open an account by granting a power of attorney to a selected person. The power of attorney must be notarized.

If you want to learn more or get help in setting up a bank account for the company, write to us at


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